A beautiful smile can boost confidence and avoid costly dental issues.

If your employer doesn’t offer dental insurance or you’re unsure how to find the best policy, let us help. We offer affordable plans that cover preventive care and reduce out-of-pocket expenses.

What is Dental Insurance?

Dental insurance helps cover costs for dental care, including routine check-ups, cleanings, and some procedures like fillings and root canals. Coverage, premiums, deductibles, and copayments vary by plan.

Key Features:

1. Premiums: Monthly fee for coverage.
2. Deductibles: Amount paid before insurance starts covering services.
3. Copayments/Coinsurance: Your share of the costs for covered services.
4. Annual Maximum: The highest amount the insurer will pay per year. Contrary from a regular health Insurance plan. Once you reach this limit, you’re responsible for any additional costs.
5. Network: Dentists offering reduced rates for plan members.
6. Preventive Care Focus: Many plans cover preventive care at 100% to encourage regular check-ups and cleanings, which can help avoid more costly procedures later.

Overall, dental insurance helps manage and reduce out-of-pocket expenses for dental care, but the specifics can vary by plan.

How OnGuard Can Help:

‍